Toronto, Ontario · Initial coverage area

Know what you can build.
Know what it may cost.
Know how to finance it.

Enter a Toronto property to understand its development potential, estimated economics, financing options, approval path, and next steps.

Explore How Lotix Works Other Ontario municipalities: limited, manual-assisted analysis. Coverage

Analyze, plan, build

  1. 01

    Analyze

    Zoning, permitted uses, lot and building envelope, constraints — with the source of every value.

  2. 02

    Plan

    Development scenarios, estimated cost, investment returns, indicative financing and the approval path.

  3. 03

    Build

    Turn the chosen scenario into a Lotix project: roadmap, budget, procurement, construction and closeout.

From lot to completion

Property development intelligence.

Three questions every development starts with — answered for your property, with the assumptions and sources in plain view.

Buildability intelligence

What Can I Build?

Lotix reads official planning data for the lot and applies the zoning by-law, clause by clause.

  • Zoning
  • Official Plan context
  • Permitted uses
  • Building height
  • Lot coverage
  • Setbacks
  • Building envelope
  • Site-specific exceptions
  • Planning constraints
  • Potential approval pathways
Check Buildability

Investment intelligence

Does the Project Make Financial Sense?

Compare scenarios on estimated cost and returns — every assumption visible and editable.

  • Development cost
  • Soft costs
  • Municipal costs
  • Acquisition assumptions
  • Rental potential
  • Resale assumptions
  • NOI & cash flow
  • ROI & IRR
  • Break-even analysis
  • Scenario comparison
  • Sensitivity analysis
Analyze Investment

Financing intelligence

How Could I Finance It?

Indicative, preliminary financing — sized from your numbers and published program criteria. Never an approval.

  • Estimated financing potential
  • Construction financing
  • Rental project financing
  • Mortgage scenarios
  • Potential CMHC program eligibility
  • MLI Select screening
  • ACLP screening, where applicable
  • Estimated LTC / LTV
  • Estimated equity requirement
  • Debt coverage (DSCR)
Explore Financing

Opportunity Finder

Coming soon

Find Where Your Capital Could Work Harder

Explore Toronto properties and areas through development potential, project economics, rental fundamentals and financing capacity.

Available when the Toronto index is live

Product overview

See How Lotix Works

Lotix Product Overview — Coming Soon

A guided walkthrough of an analysis, from the address to a project plan.

From zoning and development potential to financing, approvals and construction — see how Lotix helps turn a property into an actionable development plan.

How Lotix works

From an address to an actionable development plan.

  1. 01

    Enter a property

    Address, postal code, map pin or coordinates — entered once, reused everywhere.

  2. 02

    Analyze rules

    Zoning, overlays, exceptions and constraints from official sources.

  3. 03

    Generate build scenarios

    Detached, multiplex, suites or a low-rise rental — compared with the zoning.

  4. 04

    Evaluate economics

    Development cost from Lotix's cost engine plus your market assumptions.

  5. 05

    Explore financing

    Indicative construction and take-out debt, DSCR, and CMHC program screening.

  6. 06

    Plan approvals

    Permits and requirements from verified rules, plus potential planning pathways.

  7. 07

    Build and manage

    Start a Lotix project: roadmap, budget, procurement, construction, closeout.

    Existing project tools

Trust & data transparency

Authoritative, traceable sources.

Every value in a Lotix report shows where it came from and how confident it is. Where a professional or the municipality has to confirm something, we say so.

Toronto zoning & GIS data

Connected

Property boundaries, Zoning By-law 569-2013 map and standards, building outlines, heritage, ravine and TRCA layers — City of Toronto open data.

Municipal planning data

Partly connected

Official Plan designations are linked for review; they are not yet read automatically. Other municipalities are manual-assisted.

Ontario regulations

Connected

Verified provincial requirements such as building permits, inspections and occupancy under the Building Code Act.

CMHC housing & financing information

Program criteria

Program criteria for MLI Select and the Apartment Construction Loan Program, with the source document and its date.

Property and market data

Your inputs

Sales, rents and valuations come from you today. No paid property or market dataset is licensed yet.

Three kinds of result

Verified source

Authoritative external data, with its source and retrieval date.

Verified source

Estimated

A model-derived calculation from stated inputs and assumptions.

Estimated

Professional review required

Architectural, engineering, legal, planning or lending confirmation is required.

Professional review required

Coverage

Lotix does not cover all of Canada.

  • City of TorontoFull support
  • City of MississaugaManual-assisted
  • City of BramptonManual-assisted
  • City of VaughanManual-assisted
  • City of MarkhamManual-assisted
  • City of Richmond HillManual-assisted
  • Town of OakvilleManual-assisted
  • City of PickeringManual-assisted
  • Town of AjaxManual-assisted
  • Town of WhitbyManual-assisted
  • City of OshawaManual-assisted

Toronto is the initial coverage area. Manual-assisted: Ontario rules apply; lot and zoning details must be confirmed with the municipality or a professional.

Build

When the plan is ready, Lotix runs the build.

The analysis becomes a project with one click — the property and scenario carry over, so nothing is entered twice.

Build Home planner

Configure the home, analyze the land and create the project.

Project management

Roadmap, tasks, documents, budget, schedule, team and portals.

Procurement & construction

RFQs, quotes, orders, deliveries, change orders, inspections, closeout.

LGS pre-fab systems

Factory-engineered light-gauge steel framing.

Framing services

Framing packages and quotes.

Mortgage calculator

Quick payment estimates.

Start with the property.

A preliminary analysis in minutes. Final requirements are always confirmed with the municipality and qualified professionals.

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